

Story
How Khaleila Davis Went From $100,000 In Debt to Being a Personal Finance Advisor

Growing up, what was never vividly taught in school was financial literacy and managing finances. Many young adults fresh out of university learn it on a whim while navigating through their first-ever spendings out of their own salary. Financial literacy and developing a personal financial goal is an important part of planning for one’s future.
Khaleila Davis, a speaker, author, entrepreneur, financial literacy educator, and founder of Ava Olivia Unlimited, LLC, has made a career out of helping others improve their personal financial knowledge. Khaleila believes that by teaching the fundamentals of basic budgeting, financial management, and attaining financial goals, clients are able to make smarter decisions when it comes to their finances.
Everyone’s ultimate goal in life is to be financially free and debt-free. With this, one has to have smart skills to budget, be keen on increasing one’s funds, and be disciplined on maintaining a savings plan. Khaleila believes that in order to attain self-determination, one should be confident enough in one’s knowledge of personal finances, entrepreneurship, and leadership.
Like the experiences of most people, Khaleila has had a triumphant story of her own. From being in debt of $100,000, she was able to be free of it within 2 years!
Being in debt, living paycheck to paycheck, and earning below your means is something that makes most people feel powerless and undetermined. Without the benefit of financial freedom, one is not able to prepare for the future as they are just living through the day. After all, enjoying the world requires a pocket with funds.
Khaleila has worked her way to being the financial coach that she is today. She has a proven track record of training clients with tangible, actionable ways to improve their finances, many of which are done through 1 on 1 consulting, informative panels, seminars, and even workshops for larger audiences.
Her career is proven effective as she has been her own personal finance coach. Owning multiple properties and being a serial entrepreneur, Khaleila incorporates her faith into her financial teaching.
“I am sold out to all things Christ and believe I am who I am and have what I have because of my relationship centered in Him,” says Khaleila.
As an acclaimed author, with her book entitled Faith and Funds, Khaleila talks about how one can manage their money, no matter how much their income level is. She teaches youth groups how entrepreneurship can be attained at any age with the right attitude, habit, and knowledge of personal finance.
With a personal finance curriculum rooted in a biblical lens, she gives credit to God for the success she has attained today. Khaleila offers advice on the basic elements of obtaining good personal financial habits that align with biblical principles. She demonstrates through personal experiences how consumers can align spiritual and financial truths to succeed in a society of consumerism.
From the start, a personal financial goal should be to stop generational poverty by making smart financial decisions. Are you ready to take the first step into a financially free life through faith?
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Dr. A. has recently unveiled a Metal-Rock single, “Who You Really Are”

Dr. A., the seasoned US-based artist, emerges from the shadows of the Wolves of Verdi with his solo debut, “Who You Really Are.” This metal-rock single stands as a testament to Dr. A.’s multifaceted talent, where he showcases his vocal prowess and takes charge of the drums, steering the song’s rhythmic pulse.
The track’s heavy guitar strums and epic instrumental progression, featuring musicians from renowned projects like Souspell Metal Opera and Timeless, paint a vivid sonic landscape. The song encapsulates the essence of self-discovery, recorded at Studio G3 by Alessandro Sa and masterfully mixed by Adair Daufembach.
“Who You Really Are” is a powerful and emotionally charged rock anthem that explores introspection through poignant lyrics and dynamic instrumentals. Dr. A. has crafted an impressive piece that resonates with rock enthusiasts, affirming his prowess as a solo artist and reinforcing his unique sonic footprint. This progression solidifies his position as a visionary in the metal and rock genres.
It’s a perfect addition to any music enthusiast’s playlist, delivering a must-listen track that transcends musical boundaries.
CLICK HERE TO STREAM Dr. A.’s “Who You Really Are” on Spotify.
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Lifestyle
Who Invented Stickers, and When Did it Happen?

The invention of stickers is a fascinating story of innovation and evolution, weaving through various periods of history. While the sticker, as we know it today, emerged in the 20th century, its roots can be traced much further back. This article explores the journey of stickers from their ancient origins to the creation of the modern adhesive sticker by R. Stanton Avery in 1935.
Early Beginnings: Ancient Times to 19th Century
Historians suggest that the concept of stickers may have originated in ancient times. The ancient Egyptians, for instance, used papyrus for various purposes, which could have included something akin to the modern sticker. However, this early form would have been significantly different from what we recognize today.
The next significant milestone in the history of stickers came in 1839 with Sir Rowland Hill. Hill, better known for inventing the postage stamp, developed an adhesive paper. This invention laid the groundwork for the future development of stickers, as it introduced the idea of a self-adhesive paper.
The Birth of the Modern Sticker: R. Stanton Avery
The real breakthrough came in 1935, with the invention of the modern sticker by R. Stanton Avery. Born in Oklahoma in 1907, Avery moved to Los Angeles in the late 1920s. His early career was marked by a series of odd jobs, but it was his entrepreneurial spirit and keen interest in printing technology that paved the way for his groundbreaking invention.
Avery’s sticker was not just a label but a self-adhesive piece that could be mass-produced. He created the first self-adhesive label in a time when labels still required moistening to stick. This marked a significant innovation for personalized stickers. This was the beginning of product packaging and labeling as we know it.
Technical Innovation
The technical aspects of Avery’s invention are noteworthy. He designed a die-cut labeling machine using rudimentary parts — a washing machine motor, components from a sewing machine, and a saber saw. This makeshift machine could produce self-adhesive labels in various shapes and sizes, which was revolutionary.
Business Growth and Impact
Following his invention, Avery founded Avery Adhesives in 1935, which later became Avery Dennison Corporation, a major player in the office products industry. The company’s success hinged on the widespread adoption of Avery’s labels in the 1940s and 1950s, particularly for advertising and product labeling.
Evolution of Stickers in the 20th Century
After Avery’s invention, the sticker industry saw significant growth. Stickers began to be used for various purposes, including advertising, product identification, and even political campaigns. Their ease of use, durability, and versatility made them popular across different sectors.
Stickers as a Cultural Phenomenon
In the latter half of the 20th century, stickers transcended their practical uses and became a cultural phenomenon. They were used as a form of personal expression, in activism, and as collectibles. Stickers became a ubiquitous part of everyday life, appearing on laptops, cars, street signs, and more.
Technological Advancements
The evolution of sticker technology continued with advancements in materials and adhesives. Vinyl stickers, holographic stickers, and even digital and smart stickers, which incorporate QR codes and NFC technology, are examples of how the sticker has continued to evolve.
Stickers Today and Their Impact
Today, stickers are more than just a tool for labeling and advertising. They have become a medium for personal and artistic expression. The diversity in types, shapes, sizes, and designs is a testament to their ubiquitous presence in our society.
Environmental Considerations
With growing environmental concerns, the sticker industry has also been innovating in terms of sustainability. Biodegradable and eco-friendly stickers are now more common, addressing the need for sustainable practices in industry.
The Digital Age
The digital age has also impacted stickers. Digital or virtual stickers, popular on social media and messaging apps, are a modern iteration of Avery’s invention. They carry the same purpose of expression and communication but in a digital format.
Conclusion
The story of the sticker is a remarkable one, showcasing human ingenuity and the ability to evolve with changing times. From ancient Egyptian papyrus to the digital stickers of today, this journey reflects both technological advancement and cultural shifts. R. Stanton Avery’s contribution in 1935 was pivotal, setting the stage for the sticker to become an integral part of modern life. As we continue to innovate and adapt, the sticker remains a small yet significant testament to human creativity and adaptability.
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